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Open Finance
FINLAC - Financial Inclusion in Latin America and the Caribbean
A person holding a credit card and using a laptop - Open Finance - Inter-American Development Bank - IDB
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Open Finance

 

The massive use of digital technologies generates a large amount of information that can be used to reduce barriers to financial inclusion. The region faces the challenge of putting this information at the service of society and financial institutions for the development of financial services that are available to the entire population and cover the needs of the most disadvantaged segments of the population. This challenge also involves ensuring the security and privacy of information. Finding the balance of these two dimensions is crucial. Open finance allows financial users from institutions such as banks and fintechs to share their information with other institutions for the development of new cheaper products and services aligned with their needs. Our repository will allow you to access evidence about the progress of open finance in the region and recommendations for the responsible and safe use of data to improve financial inclusion.

Digital readiness Digital readiness in financial cooperatives in Latin America & the Caribbean
Regulación del crowdfunding Regulación del crowdfunding en América Latina y el Caribe
Fintech en America Latina Fintech en América Latina y el Caribe: un ecosistema consalidado para la recuperación
Sandboxes regulatorios Sandboxes regulatorios, hubs de innovación y más innovaciones regulatorias en América Latina y el Caribe: Una aproximación
Sandbox regulatorio Sandbox regulatorio multi-jurisdiccional para América Latina y el Caribe
Open Finance in Latin America Open Finance in Latin America and the Caribbean: Great Opportunities, Large Challenges
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