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Retirees - Medicare in the US
Retirees: Medicare in the US
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Medicare is the hospital and medical insurance program sponsored by the US Government. Once members of the IDB Group Medical Benefit Program become eligible members of Medicare Part B, coordination of benefits between both programs start to take effect. Medicare becomes the primary insurer and the IDB Group Medical Benefit Program the secondary insurer.  

Enrollment in Medicare Part B is mandatory for participants of the IDB Group Medical Insurance Program at age 65. The plan reimburses the cost of the Medicare Part B premium to eligible participants.  

P&A Group handles Medicare Part B reimbursements for enrolled participants and their eligible dependents on behalf of the IDB. 

Click here to learn more about how Medicare works with the IDB Medical Plan.

Who is eligible for the part B of Medicare
  • US citizens 
  • Qualified by residence (if you have lived in the US for 5 years in a row) 
  • Qualified by age (65) and by marriage 
  • US Permanent Resident (the time spent as a G4 Visa holder prior to becoming a permanent resident counts toward the 5-year residency requirement to be eligible for Medicare Part B) 
Yearly Reimbursement Process

To receive reimbursement every calendar year, you must send to P&A Group a copy of the letter from the Social Security Administration or the Notice of Medicare Premium Bills from the “Centers of Medicare & Medicaid Services” (CMS), which indicates your upcoming year’s Medicare Part B premium. This process is done in December, when you receive the new premium rate from Medicare.  

You may submit your reimbursement request by completing the P&A Group form and including a copy of the official letter document from Medicare. Send by fax or mail. 

Contact information

Dedicated IDB Retirees phone: 1-844-852-2611
FAX: 1-855-362-7711
Attn: IDB Reimbursement Account 
Note new address as of 7/24/2023: 6400 Main Street, Suite 210, Williamsville, NY 14221

2024 Form: Medicare Part B Reimbursement Form 

Medicare Reimbursement from P&A Group
  • Online account to manage and monitor your reimbursements. 
  • Online access to your account 24/7 at www.padmin.com (it is not mandatory to create account). 
  • Step by step on how to access your benefits 
  • Customer Service Monday to Friday, 8:30 am to 8:00 pm EST. 
  • Email account notifications on refund status and other information. 
  • Online refund premium request. 
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  • Once you receive your yearly Medicare Part B premium information, please submit to the P&A Group to receive your reimbursement. 
  • There is no deadline. However, the earlier you submit your Medicare premium information, the faster you will receive your reimbursement. Retroactive payments apply for late submissions. 
  • The P&A Group will deposit your reimbursement monthly in the same account in which the IDB deposits your pension. 
  • Medicare Part B premium claims older than two (2) years will lapse and become ineligible for reimbursement. 
  • Incomplete documentation may delay reimbursements. 
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