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Door-to-Door Saving
Expand Cooperative¿s liquid and commitment savings products targeted to low-income people to reach rural areas with high presence of CCT's beneficiaries.

Project Detail

Country

Ecuador

Project Number

EC-M1074

Approval Date

October 30, 2014

Project Status

Closed

Project Type

Technical Cooperation

Sector

FINANCIAL MARKETS

Subsector

FINANCIAL INCLUSION

Lending Instrument

Instrumento del Fondo Multilateral de Inversiones

Lending Instrument Code

MIF

Modality

-

Facility Type

-

Environmental Classification

Likely to cause minimal or no negative environmental and associated social impacts

Total Cost

USD 620,700.00

Country Counterpart Financing

USD 364,100.00

Original Amount Approved

USD 256,600.00

Financial Information
Operation Number Lending Type Reporting Currency Reporting Date Signed Date Fund Financial Instrument
ATN/ME-14704-EC Non-Sovereign Guaranteed USD - United States Dollar Multilateral Investment Fund II (MIF) - Nonreimbursable
Operation Number ATN/ME-14704-EC
  • Lending Type: Non-Sovereign Guaranteed
  • Reporting Currency: USD - United States Dollar
  • Reporting Date:
  • Signed Date:
  • Fund: Multilateral Investment Fund II (MIF) -
  • Financial Instrument: Nonreimbursable

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Implementation Phase
https://www.iadb.org/document.cfm?id=EZSHARE-1368523713-29986
MIF_ Project Status Report ATN_ME-14704-EC [40690630].PDF
Published Sep. 30, 2016
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https://www.iadb.org/document.cfm?id=EZSHARE-1368523713-29985
MIF_ Project Status Report ATN_ME-14704-EC [40399113].PDF
Published Jul. 25, 2016
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https://www.iadb.org/document.cfm?id=EZSHARE-1368523713-29984
MIF_ Project Status Report ATN_ME-14704-EC [39868331].PDF
Published Sep. 22, 2015
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https://www.iadb.org/document.cfm?id=EZSHARE-1679594025-2282
Plan de Adquisiciones [39577934].XLS
Published Apr. 20, 2015
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https://www.iadb.org/document.cfm?id=EZSHARE-1033052529-3
MIF Project Status Report-12-2016-ATN_ME-14704-EC - Rep6348.pdf
Published Jul. 27, 2017
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https://www.iadb.org/document.cfm?id=EZSHARE-1033052529-4
MIF Project Status Report-6-2017-ATN_ME-14704-EC - Rep6647.pdf
Published Oct. 10, 2017
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https://www.iadb.org/document.cfm?id=EZSHARE-1033052529-5
MIF Project Status Report-12-2017-ATN_ME-14704-EC - Rep6870.pdf
Published Mar. 27, 2018
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Publications
Published 2021
Can a Budget Recording Tool Teach Financial Skills to Youth?: Experimental Evidence from a Financial Diaries Study
We study the impact of a mobile app to record daily financial transactions, coupled with enumerator monitoring visits every two weeks, on youths' investment in financial literacy and financial behavior. The treatment led to a positive and statistically significant effect on financial literacy scores and greater awareness of market prices. Youth in the treatment group experienced significant improvements in access to credit. These effects persist eight months after the intervention is over.
Publications
Published 2021
Energy Savings Insurance: Standard Platform for Structuring, Evaluating, and Monitoring Investment Projects in Energy Efficiency and Distributed Generation with Guaranteed Energy Performance
Há esforços crescentes para promover o investimento verde com novos instrumentos nanceiros. No entanto, a velocidade com que os mercados tm adotado esses instrumentos tem sido limitada pela heterogeneidade e falta de informaçes sistemáticas para avaliar o quo verdes so os investimentos. O BID desenvolveu uma plataforma padro para estruturar, avaliar e monitorar projetos de investimento em ecincia energética e geraço distribuída com desempenho energético garantido. A plataforma procura preencher esta lacuna e estimular a modernizaço tecnológica, promovendo investimentos em tecnologias mais ecientes, onde a economia ou a geraço de energia so garantidas, graças à combinaço de contratos de performance, processos de validaço e seguros usados como mecanismo de mitigaço de riscos. A plataforma inclui uma ferramenta para estimar a economia ou energia do projeto proposto, listas de controle para a validaço e vericaço de desempenho e um formato para monitorar os resultados, uma vez implementado. A ferramenta para estimar a economia ou a energia gerada por um projeto segue a lógica de estabelecer uma linha de base, e, ento, determinar o impacto da nova tecnologia por meio de melhorias nos índices de desempenho ou geraço, seguindo as diretrizes técnicas da família de normas internacionais da série ISO 50000. Este documento apresenta os aspectos conceituais e práticos da plataforma, inclui protocolos para 12 tecnologias aplicáveis a projetos novos e substitutos, e apresenta exemplos para trs projetos especícos. Os principais usuários da plataforma so fornecedores de tecnologia, entidades de validaço, entidades nanceiras e seguradoras.
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