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Credicorp Bank Panama - TFFP
La transacción consiste en una línea de crédito no comprometida por $5 millones bajo el Programa del TFFP.

Detalle del Proyecto

País

Panamá

Número de Proyecto

PN-X1008

Fecha de aprobación

Junio 21, 2012

Etapa del Proyecto

Implementación

Tipo de Proyecto

Contenedor

Sector

COMERCIO

Subsector

AYUDA PARA LOS AJUSTES COMERCIALES

Instrumento de préstamo

-

Código del instrumento de préstamo

-

Modalidad

Facility

Tipo de establecimiento

TFF

Categoría de Impacto Ambiental y Social

-

Costo Total

USD 8,000,000.00

Financiamiento de Contrapartida del País

USD 0.00

Cantidad

USD 8,000,000.00

Información Financiera
Publications
Published 2024
Taxation when Markets are not Competitive: Evidence from a Loan Tax
We study the interaction of market structure and tax-and-subsidy strategies utilizing pass-through estimates from the unexpected introduction of a loan tax in Ecuador, a quantitative model, and a comprehensive commercial-loan dataset. Our model generalizes bank competition theories, including Bertrand-Nash competition, credit rationing, and joint-maximization. While we find the loan tax is distortionary, neglecting the possibility of non-competitive lending inflates estimated tax deadweight loss by 80% because non-competitive banks internalize some of the burden. Conversely, subsidies are less effective in non-competitive settings. If competition were stronger, tax revenue would be 10% lower. The findings suggest that policymakers should consider market structure in tax-and-subsidy strategies.
Publications
Published 2024
The Promises of Digital Bank Accounts for Low-income Individuals
The push for adopting digital modes of payment rests on three promises: increased efficiency of transactions, increased financial inclusion, and improvements in the financial well-being of low-income individuals. We experimentally test the extent to which these promises are fulfilled. We exploit the random assignment into an intervention to encourage direct deposits of recurrent government benefits into digital bank accounts in Colombia. Switching from cash to direct deposits reduces disbursement errors and increases access to benefits among eligible beneficiaries. It also increases the ownership of bank accounts, the demand for formal loans, and loan take-up among individuals without a financial history. However, we do not find evidence of improvements in financial well-being across any of our metrics.
Publications
Published 2023
MICI Reflections: Access to Remedy and Dispute Resolution: Contributions to the Conversation Based on MICI's Experience
The notion of remedy has gained importance and become a central issue on the international development agenda, despite accountability mechanisms and financial institutions have been subject to continued criticism in terms of their ability to provide effective remedy for communities claiming to be affected by development projects. This note aims to explore the role of alternative dispute resolution in access to remedy, and to specifically examine the contributions that MICIs Consultation Phase has made in providing solutions to communities that believe they have been adversely affected by IDB Group-financed development projects between 2017 and 2022.
Publications
Published 2023
El impacto de la ventanilla única para el registro formal de empresas en República Dominicana
Las ventanillas únicas para el registro de empresas pueden reducir significativamente los costos y mejorar el acceso a información para los negocios que entran al sector formal. En este documento se analiza el impacto de un programa a nivel nacional que comprende la implementación de una ventanilla única y la reducción de las tarifas de registro. Además de analizar su impacto en el número de empresas que se formalizan, se explora la manera en que este reconfigura el mercado laboral para mujeres y hombres. El estudio se lleva a cabo en República Dominicana, un país caracterizado por la alta informalidad empresarial y laboral, donde en 2013 el gobierno lanzó la ventanilla digital única Formalízate. Para analizar su impacto se aprovechó el despliegue secuencial del programa en diferentes provincias del país. Los resultados muestran que la introducción del programa en una provincia está asociada con la entrada de un mayor número de microempresas al mercado formal. Cabe señalar que estas empresas se concentran en sectores donde la informalidad era alta antes del despliegue de Formalízate, sobre todo en los sectores de comercio y turismo. Además, los resultados muestran que la participación de las mujeres en la fuerza laboral se ve afectada por el programa, mientras que la participación de los hombres no. De hecho, se observa que la presencia de Formalízate aumentó la participación de las mujeres en el mercado laboral como emprendedoras autoempleadas.
Publications
Published 2023
President's Report 2023
IDB Report of the President 2023.
Publications
Published 2024
Latin America and the Caribbean Standardized Public Debt Database: Data as of June 2023
This database compiles current standardized statistics on sovereign debt issuances for the Latin American and Caribbean (LAC) region and contains biannual data starting in 2006 through June 2023. Sovereign debt data is classified by legislation, creditor, currency, and maturity, among other areas, for 26 LAC countries. The availability of valid, comparable, and standardized public debt data is essential for the implementation of sound policies. As such, at the core of the LAC Debt Group initiative is the development of a standardized sovereign debt database to help debt managers, policymakers, and other actors of financial markets analyze the evolution and composition of public debt in the region and conduct cross-country comparisons. LAC public debt offices provided the data in response to a questionnaire specifically designed to allow comparability. The questionnaire, whose response is non-compulsory, is intended to compile current standardized statistics for objective and homogeneous definitions of public debt.
Publications
Published 2023
Connexa: No. 20: Dezembro, 2023: síntese trimestral de informação e dados sobre integração e comércio
Esta edição do Connexa apresenta um resumo do desempenho do setor externo da América Latina e Caribe (ALC) ao longo de 2023, detalhando o comportamento de variáveis chave para as exportações de bens, como preços dos produtos básicos, demanda global, fretes e taxas de câmbio. Da mesma forma, o comportamento do investimento direto estrangeiro é analisado. No campo dos acordos comerciais, apresenta-se o progresso da região nas negociações intra e extra-regionais.
Publications
Published 2022
A roadmap to the mobility and logistics trends that are reshaping Latin America and the Caribbean
Today, governments are acutely aware that merely building new infrastructure is not the solution, and they are seeking the IDB Groups assistance in designing smarter transportation services that will meet their peoples expectations. This document describes the five broad shifts that are driving the IDB Groups transportation portfolio: (i) the social dimension of transportation services; (ii) new institutional and regulatory arrangements; (iii) logistics performance; (iv) secure resources for maintaining transport infrastructure, and (v) the digital transformation.
Blogs
Published 2023
US Banking Fragilities and the Potential Impacts on Latin America and the Caribbean
Several bank failures, and the high volatility in US bank equity prices, have raised considerable concern in recent weeks. The March 10 failure of Silicon Valley Bank (SVB) followed just two days later by that of Signature Bank shocked many observers. There were hopes that these were isolated incidents, but other regional banks soon came
Blogs
Published 2023
Comercio para alimentar el mundo, una agenda estratégica para América Latina y el Caribe
América Latina y el Caribe (ALC) tiene una oportunidad única para atender el crecimiento esperado de la demanda agroalimentaria a nivel mundial.  La región representa el 14% de la producción mundial de alimentos y el 45% del comercio agroalimentario internacional neto[1]. Su importancia para sus propias economías es indiscutible: los sistemas agroalimentarios explican entre el
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