À PROPOS DE LA BID

About-us

Prêts d´investissement.

L'Inter-American Development Bank accorde des prêts pour des projets d'investissement publics et privés en Amérique latine et les Caraïbes.

  • Prêts pour des projets spécifiques sont destinés à financer un projet d'investissement qui est entièrement défini au moment du prêt de la Banque est approuvé. Ces projets se concentrent généralement sur un secteur de développement ou sous-secteur. Les exemples incluent un programme de réforme de l'éducation, un programme de distribution d'électricité et de transmission, ou d'un programme de sécurité des citoyens. 
     
  • Prêts pour plusieurs œuvres programmes sont conçus pour financer des groupes d'ouvrages similaires qui sont physiquement indépendants les uns des autres et dont la faisabilité ne dépend pas de la mise en œuvre des travaux d'autres projets. 
     
  • Global Credit Loans (parfois aussi appelé "Multi-Prêts du secteur de crédit») sont accordés aux institutions financières intermédiaires (IFI) ou d'organismes similaires dans les pays emprunteurs pour leur permettre de consentir des prêts à des emprunteurs (sous-emprunteurs) pour le financement des projets multisectoriels. 
     
  • Lignes de crédit conditionnelles (CCLIPs) sont des instruments fondés sur le rendement qui sont disponibles uniquement aux emprunteurs qui ont appliqué avec succès des projets similaires financés par la BID. Pour obtenir une CCLIP, les emprunteurs doivent démontrer des résultats satisfaisants avec des projets antérieurs ainsi que de montrer que l'agence d'exécution n'a pas changé et qu'il a un dossier solide performance piste. (Télécharger les informations complètes
     
  • Performance Driven prêts (PDL) sont prêts à l'investissement que débourser une fois le projet ou programme réels résultats de développement ou de résultats sont atteints, et la Banque a vérifié les dépenses encourues par l'emprunteur pour atteindre ces résultats. Les résultats sont les effets de l'utilisation des produits et des services spécifiques (ou extrants) qui résultent d'une intervention de développement. (Télécharger les informations complètes
     
  • Prêts multiphases (ML) d'étendre la capacité de la Banque à fournir un soutien continu aux programmes qui nécessitent plus de temps pour parvenir à concrétiser. Ils visent à fournir un objectif global et un cadre conceptuel pour les étapes et le soutien à long terme d'un programme de grande envergure, englobant plus d'un cycle de projet, et de forger un effort soutenu et systémique dans un domaine particulier, un secteur ou groupe de secteurs connexes , en s'attaquant aux problèmes envahissants du développement. 
     
  • Projet de préparation et l'exécution des installations (PROPEF), qui modifie l'actuelle préparation des projets (PPF) de faciliter une transition plus harmonieuse de la préparation à l'exécution par le financement de projets d'autres activités de démarrage. Il augmente aussi la quantité disponible pour chaque projet à 5 millions de dollars. 
     
  • Approche sectorielle (SWAP) est une approche par laquelle tous les partenaires au développement intervenant dans un secteur, de collaborer pour appuyer une politique sectorielle unique dirigé par le gouvernement et le programme de dépenses, l'adoption d'approches communes dans le secteur, et en progressant vers s'appuyant sur les procédures nationales pour débourser et tenir compte de tous les fonds. Un échange n'est pas un instrument de prêt, mais plutôt une approche qui peut être étayée par aucun des instruments de la Banque des prêts d'investissement. (Télécharger les informations complètes
GLOBAL CREDIT PROGRAMS

Global credit loans provide financial resources to micro, small, and medium-sized enterprises (MSMEs) or subnational entities (such as cities and states) to finance projects in many sectors that promote economic and social development. The funding is indirect. IDB extends funding to a first-tier private or public intermediary financial institutions, which in turn provides funding to a second-tier public financial institutions (such as a microfinance institution), which then lends to MSMEs or subnational entities. The size of the global credit loan is determined by expected demand for investments and the institutional capacity of the intermediary.

Examples of eligible activities include business loans that aim to increase the productivity of micro, small, and medium-size enterprises; or urban development programs that strengthen the economy by encouraging the development of activities linked to tourism and culture

LOAN BASED ON RESULTS

Loans based on results link disbursement of funds directly to the achievement of predefined, sustainable results. The aim is to help countries improve the design and implementation of their own (new or existing) development programs and achieve lasting results by strengthening good governance and fostering a management culture based on results. Such loans help shift the dialogue from day-to-day transactional issues to a broader and more enduring engagement between the IDB and borrowers.

Example of an eligible activity includes programs to encourage business innovation and entrepreneurship.

LOANS FOR SPECIFIC PROJECTS

This type of loan is designed to finance one or more specific projects for very specific purposes with interdependent components. By the time the IDB approves the loan, the project’s preliminary design, cost, and technical, financial and economic feasibility need to have been estimated.

A project is considered a specific investment if it cannot be divided up without affecting the nature of the project or the rationale for each of its independent components.

Examples of eligible activities include financing the construction of a hydroelectric plant, highway rehabilitation, sanitation improvements to protect a watershed, or upgrades in early childhood education.

MULTI-PHASE PROGRAMS LOANS

Multi-phase program loans provide long-term support for far-reaching programs that require more than one project cycle to reach their development objectives. The phases of eligible programs are independent and approved independently. However, compliance of one phase triggers the next one.

Examples of eligible activities include programs to strengthen judicial services; modernize a pension system; or pursue urban renewal.

MULTIPLE WORKS PROGRAMS

Multiple works loans are more open-ended than loans for specific projects. They are designed to finance groups of similar works that are physically independent of one another and whose feasibility does not depend on the execution of any given number of the works projects.

Because not all subprojects to be financed by the loan are known by the time the IDB approves the loan, borrowers should specify a representative sample of subprojects before the loan is approved. This sample should constitute approximately 30 percent of the project‘s cost. While the project is being executed, individual investments are financed in accordance with the eligibility criteria specified in the loan proposal.

Examples of eligible activities include financing water and sanitation services in numerous rural areas that were not all identified before the IDB approves the project.

PROJECT PREPARATION AND EXECUTION FACILITY

This facility aims to strengthen the preparation phase of a project, finance activities to help start projects before the first funds are disbursed from the larger loan, and lay the groundwork to make institutions more sustainable. The funds may also cover financing gaps for initial activities to execute the projects while necessary conditions (conditions precedent) are being met.

Example of an eligible activity includes preparation of a health loan to improve the quality of the health services delivery.

REIMBURSABLE TECHNICAL COOPERATION

A reimbursable technical cooperation (TC) transfers the IDB’s technical know-how and expertise to strengthen the technical capacity of entities in developing member countries over the long term.

Examples of eligible activities includeprograms that support better implementation of national or subnational sector polices or strengthen institutional capacity of national and subnational entities; improve the quality of public investment by financing pre-investment studies for strategic projects in all sectors; or promote public-private partnerships.

INVESTMENT LENDING INSTRUMENTS IN THE EVENT OF NATURAL DISASTERS

Contingent Credit Facility for Natural Disasters

This facility provides resources following a catastrophic disaster to cover a country’s immediate expenses to restore basic services to the population. Funding requires the existence of a disaster event of contractually agreed type, location, and intensity.

Immediate Response Facility

This facility helps cover immediate expenses incurred in restoring basic services to the population stricken by a natural and unexpected disaster.

Investment Lending Approaches to Provide Flexibility in Disbursements

Investment instruments can be executed with different approaches. A project that is structured using an “approach” can use any of the financial instruments available.

Conditional Credit Line for Investment Projects

The Conditional Credit Line for Investment Projects (CCLIP) can finance programs involving one sector or multiple sectors, and is expected to increase the agility of the processes to prepare and approve loans, reduce loan-processing costs; and reward borrowers for good performance in executing projects. By placing conditions on the credit line, the CCLIP supplies borrowers with timely resources, encourages them to execute the project well, and provides a vehicle to ensure efficient Bank support and continuous presence in the sectors of involvement.

Click here to learn more about this lending instrument

Sector-wide Approach

The sector-wide approach (SWAp) aims at harmonizing project procedures among a government and its development partners in a single sector, strengthening the use of the country’s procurement systems. Funding arrangements can be pooled or non-pooled.