LATEST OPINION PIECES
In recent years, Latin America and the Caribbean has made important strides in improving access to financial services and products. But use of these services remains stubbornly low. Only around 54% of the region’s people have an account at a financial institution or through a mobile money provider, according to the World Bank’s Findex. Moreover, […]
The post The Surprising Impact of Teaching Financial Literacy in Schools appeared first on Ideas Matter.
To become an adult without knowing how to manage money is to risk financial instability, debt, and a meager retirement. Moreover, most evidence suggests it is extremely difficult to change the financial behavior of adults. They may not have time for financial literacy programs and, besides, may be too set in their ways. On the […]
The post Financial Literacy Programs Can Benefit Both Children and Adults appeared first on Ideas Matter.
Education has long been promoted as a means for changing women’s position in society. Growing income, opportunity and exposure to more equal social norms, it is thought, should help protect women against abuse, not least by allowing them to choose better partners. However, recent evidence shows that the role of education as a protective factor […]
Sooner or later all teenagers consider who they want to be when they grow up. It is a defining moment for their sense of self and future, and intimately linked with their ability to seize what they want from life. Will I be a cabdriver or carpenter? Clerk or cashier? Or can I just as […]
We buy everything we crave at the supermarket; purchase the latest electronic gizmos the minute they appear; and download movies on the internet with abandon. Then we wonder why we have no money for a new car or savings for retirement. What in the world is wrong with us? The truth is that we aren’t […]
Sometimes we need a little push to do things that we know are good for us. We find a “gym buddy” to somehow commit to work out. Or we bet money with a friend on who will be able to spend a month without smoking. When it comes to saving, these nudges are also important […]
Are Latin Americans less prone to save? When compared to regions with similar levels of economic development, why does Latin America fare poorly in terms of saving rates? Though several factors shape saving rates, a few are particularly important in generating these gaps at the household level. In particular, past experiences, psychological traits, and even […]
A piggy bank is a classic childhood favorite, one that has endured for generations. In the last 20 years, many children were encouraged to put away their pennies after getting to know the piggy bank Hamm, a character in the Toy Story franchise. But what may feel like a game to kids is in fact […]
The post Turning a Piggy Bank into a Savings Account in Peru appeared first on Ideas Matter.
Better Luck Next Time: Learning through Retaking (with Kala Krishna and Cemile Yavas)
Employment Protection Legislation in India and its Effects on Productivity in the Organized Manufacturing Sector (with Sean Dougherty and Kala Krishna)
Business Training for Microfinance Clients: How it Matters and for Whom? (with Dean Karlan and Martin Valdivia). Poverty and Economic Policy Research Network Working Paper No. PMMA-2008-11, Working Paper Series.
“Retaking in High Stakes Exams: Is Less More?”, with Kala Krishna and Sergey Lychagin, submitted.
“Learning About Oneself: The Effects of Signaling Academic Ability on School Choice”, with Matteo Bobba, submitted.
“Preventing Gender Biased Violence among Microfinance Clients in Peru”, with Jorge Agüero.
“Ability Peer Effects, Academic Achievement, and Student Behavior in Secondary Schools”, with Matias Busso.
“The Effect of Programmed Saving Products in the Dominican Republic”, with Dean Karlan, Martin
Valdivia, and Sendhil Mullainathan.
“Financial Profiles of the Base of the Pyramid in LAC: The case of Peru, Mexico, and Brazil”, with Jonathan Karver.
“Financial Education for the Youth: The Impact on Peruvian Secondary Students”
“Coverage in Secondary Schooling: What works?”
“Better Luck Next Time: Learning through Retaking ” with Kala Krishna, Sergey Lychagin, and Cemile Yavas, Journal of Economic Behavior and Organization, Vol. 125: 120-135, 2016.
“Affirmative Action in Higher Education in India: Targeting, Catch Up, and Mismatch at IIT Delhi ” with Kala Krishna, Higher Education, Vol. 71(5): 611-649, 2016.
“State-Level Labor Reform and Firm-Level Productivity in India ” with Sean Dougherty and Kala Krishna, India Policy Forum (2013-2014), Vol. 10.
“Signaling Creditworthiness in Peruvian Microfinance Markets: The Role of Information Sharing ”, The B.E. Journal of Economic Analysis & Policy, Vol. 12(1) (Advances), Article 44, 2012.
“International Migration and the Education of Children: Evidence from Lima, Peru ” with R. S. Oropesa, Population Research and Policy Review, Vol. 30(4): 591-618, 2011.
“Retaking in High Stakes Exams: Is Less More?”, with Kala Krishna and Sergey Lychagin, International Economic Review. (Forthcoming)