Banking on Small Business

May 7, 2007

Day 1

 8:30 -  9:00 am           Registration

 9:00 -  9:30 am          Opening Remarks - Manager, SDS, Antonio Vives

                                  IDB Vice-president, Carlos Hurtado
                                  ASBA Secretary General, Rudy V. Araujo
                                  FELABAN President, Fernando Pozo Crespo

 9:30 - 10:00 am         Financial Access in Latin America and the Caribbean: Why is it vital to provide finance to
                                  small businesses?

                                   Speaker: Jonathan Davis Arzac, Executive Director, IDB, and past President, Mexican National
                                   Banking and Securities Commission (CNBV)

10:00 - 10:15 am         Coffee Break

10:15 -   1:00 pm         The barriers in that impede banks from lending to small businesses
                 Moderator: Rudy Araujo, ASBA

                                     1. Secured transaction framework, Woody Fleisig, Principal, Center for the Economic Analysis of
                                         Law (CEAL) (presentation)
                                     2. Peru's reform of Law on Guarantees, Rolando Castellares, Socio Principal, Castellares Abogados
                                         Consultores (presentation)
                                     3. Peru's experience in deepening financial services to small businesses, Enriqueta Gonzalez,
                                        Chief Counsel Banco Continental BBVA of Peru (presentation)
                                     4. Dominican Republic experience in lending to small business and overcoming barriers, Jorge
                                         Besosa, Vice-president PYME BHD Bank and EVP BHD Bank (presentation)

                         Questions and Answers

  1:00  -   2:30 pm        Lunch in Las Americas

  2:30  -   4:00 pm        Regulatory changes to overcome barriers in lending to small businesses
                  Moderator: Pietro Masci, IDB

                                    1. Peru's experience in regulating banks lending to SME's, Felipe Tam Fox, Superintendent, Peru 
                                        (presentation)
                                    2. Colombia's experience in regulating banks lending to SMEs, Augusto Acosta, Superintendent,
                                        Colombia (presentation)

   4:00 -   4:15 pm        Coffee-break

   4:15 -   5:30 pm        Continuation of: Regulatory changes to overcome barriers in lending to small businesses

                                    3. Bolivia's experience with regulation in lending to SMEs and developing regulation of
                                        microfinance institutions,  Marcelo Zabalaga, Superintendent, Bolivia (presentation)

                           Questions and Answers

May 8, 2007

Day 2

   9:00 - 10:15 am        Lessons learned from downscaling and upscaling banking to serve small businesses
                   Moderator: José Manuel Lopez Valdes, President, Banks Association, Dominican Republic

                                    1. Downscaling to reach small and micro business in Colombia, Mauricio Munera Palacio, Gerente
                                        Microempresa, Bancolombia (presentation)
                                    2. Micro NGO to small business commercial bank: The upscaling experience of Banco Procredit of
                                        El Salvador, Stefan Queck, President and General Manager (presentation)
                                    3. Costa Rica's downscaling to reach small businesses, Franco Naranjo, General Manager, Banco
                                        Improsa (presentation)

                           Questions and Answers

 10:15 - 10:30 am        Coffee-break

 10:30 - 11:30 am        Program that successfully promote extending banking service to smaller businesses
                   Moderator: Pietro Masci, IDB

                                    1. Banking on Small Businness, Carolin Crabbe (presentation)
                                    2. MIF equity, technical assistance and training programs and future directions, Tomas Miller, MIF 
                                        (presentation)
                                    3. IIC lines of credit, FINPYME and future directions, Carlos Roa, IIC (presentation)

                             Questions and Answers

 11:30 - 12:00 pm        Role of ASBA and FELABAN in leading the Agenda for Banking on Small Business

                                    1. FELABAN's iniciatives to promote small business lending, Maricielo Glen de Tobon
                                    2. ASBA iniciatives to promote small business lending, Rudy Araujo (presentation)

 12:00 - 12:30 pm        Closing remarks - Pietro Masci