Financial Products

The IDB Group uses loans, grants, guarantees and investments to fund public and private investment projects and policy reform. It also helps member countries cope with financial crises or disasters, and provides national and regional technical cooperation in Latin America and the Caribbean.

The Bank offers various operations and financing alternatives, including:

• Investment Loans
• Policy-Based Loans
• Project Preparation Facilities
• Technical Cooperation
• Emergency Loans

The majority of the Bank’s projects and technical cooperation programs are financed via loans, whether at market rates or using concessional resources, and have standard terms and conditions.

The Bank provides credit guarantees for commercial loans and bond issues, helping clients obtain international and local capital markets.

Eligibility for lending varies, depending on the type of project, financing instrument, and fund.

The IDB also invests in some projects, such as microfinance institutions, through the Multilateral Investment Fund (MIF), an independent fund managed by the Bank. The Inter-American Investment Corporation (IIC), a member of the IDB Group, also can make investments in small and medium-size companies, either directly or through equity funds.

• Financial Resources